20+ years

of Mortgage experience

Multi-language

support

Global Delivery

across US, Europe, APAC & Middle East

1500+

Professionals

Digitally Powered Mortgage Solutions

Strong industry acumen, assessment toolkits, maturity frameworks and technology infrastructure bundled with transformation and execution experience

WNS-Smart-Lending

WNS Mortgage As a Service

We handle loans from processing to closing and post-closing, leveraging AI-enabled digital accelerators. Lenders can expect a reduced cost of operations and enhanced efficiency and productivity. The solution, developed in collaboration with leading technology players in the mortgage industry, utilizes intelligent workflows, RPA, AI, and Analytics to transform the customer loan experience.

Gen-AI-powered-Agent-Assist

Gen AI-powered Agent Assist

We empower agents with our Gen AI Response Interface, an intelligent interface to access, aggregate and customize information in real time. With this tool, agents are able to reduce dependency on SMEs and businesses can expect a 20-30% boost in productivity.

Intelligent-Delinquency

Intelligent Delinquency Management Solution

This hyperautomation-powered workflow tool helps customer service agents and loan officers manage delinquencies and process forbearances automatically. Our solution improves collection rates using propensity modeling and reduced portfolio risk through customer segmentation and improved communication.

Powered-Mortgage-Solutions-Line-Content

Value delivered across clients

Improved CSAT score to 94%
~40% reduction in loan origination cost
Faster loan throughput to ~15 – 20 days
~70% straight through processing of documents
~60% efficiency in loan reviews

Mortgage Operations Management Services

WNS offers SAFE licensed mortgage process outsourcing services that combine deep domain expertise with experienced talent, robust technology, insightful analytics and digital proficiency to create high-speed efficiency. Our diverse services include:

Mortgage origination

Retail / Consumer / Broker
Correspondent
  • Loan Setup
  • Document Indexing
  • Processing
  • Underwriting
  • Compliance Review
  • Closing Support
  • Quality Control
  • Pre Fund & Post-Close support
Correspondent
  • Loan Setup
  • Document Indexing
  • Pre- Purchase Review
  • Compliance Review
  • Re- Underwriting

Mortgage servicing

Routine/ Performing loan servicing
Default loan servicing
Customer Experience
  • Loan Boarding
  • Loan Administration
  • Processing payments, invoices
Default loan servicing
  • Loss Mitigation Support
  • Foreclosure Support
  • Bankruptcy Support
  • Claims processing
  • REO support
Customer Experience
  • Customer Service
  • Collections
  • Call Monitoring

Awards & Recognition

awards-icon
A ‘Leader’ in Everest Group’s Lending Services Operations PEAK Matrix® Assessment 2024
awards-icon
A 'Leader' in NelsonHall’s NEAT Vendor Evaluation for CX Services Transformation 2024

Testimonials

“PennyMac’s collaboration with WNS began in July 2021. We are very pleased with their performance as a strategic service provider. The initial pilot program was to manage call types ranging from simple to slightly complex, supported by offshore Customer Service Representatives (CSRs). Since February 2022, we have successfully expanded our engagement to cover more complex call types. Today, WNS has further ramped up the number of CSRs to support our business. PennyMac’s top priority has always been delivering high-quality services to our customers, and WNS has helped us accomplish this goal. Their flexibility in evolving our agreement’s structure has assured us of a pool of well-trained and efficient resources. We look forward to continuing our highly productive relationship with WNS.” – Kevin Meyers, Managing Director- Performing Loans, PennyMac

“The journey with WNS has been great, in a word. WNS really takes the time to understand our strategy and then help to deliver that...” – Jessica Lockwood, Process Automation Manager, Yorkshire Building Society

 
 

WNS BPM Americas LLC (2491169) is the licensed entity and the mortgage services arm of its parent company, WNS Holdings Ltd.