Credit risk management Credit risk management
Banking & Financial Services

Credit Risk Management and Underwriting Services

Post the financial crisis of 2008, there has been an increased caution in the banking industry has been increasingly focused on risk management and credit portfolio management. Regulators across the globe are pushing banks to enhance their credit underwriting and monitoring framework, which requires a skillful blend of technology, analytics and extensive experience..

WNS helps global banks in addressing their risk management concerns by providing the right combination of skill sets and analytics-backed technology required to manage credit risk and underwriting activities. Our solution helps banks set up a robust risk assessment framework while improving the turnaround time required in credit underwriting.



  1. Financial statement spreading

  2. Credit / portfolio performance monitoring

  3. Credit risk modeling and scorecard development

  4. Business intelligence and industry research