Services
Our banking analytics solutions span the entire spectrum of the BFS industry – retail banks, commercial finance, capital markets, asset management and investment banks. Our risk analytics services include:
Risk Analytics
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Fraud analytics to detect identity frauds, credit card frauds, mortgage frauds as well as designing of predictive scorecards, based on trends and patterns
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Operational loss modeling to predict likely operational losses based on assessment of likelihood and severity of operational losses
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Scorecard development and validation, estimation of risk parameters such as Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD) as well as economic capital modeling
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Portfolio Analytics
We help clients mitigate portfolio risks by identifying internal drivers (such as default rate, loss rate) and external macro-economic drivers (such as exchange rate, lending interest rate) that drive portfolio risk metrics and forecast for risk controls. Our portfolio analytics solutions enable clients to maintain a desirable portfolio risk profile and optimize portfolio performance.
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Collection Analytics
We enable BFS clients to build advanced debt collection strategies by developing propensity models at various stages of the end-customers’ delinquency. We consider diverse attributes like customers’ historical data, transactional history, demographics, firmographic data, and external data and develop logistic regression models, survival models to accurately predict the customer payment behavior.
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Customer Analytics
Our customer analytics helps clients acquire new customers, identifying customers at risk of attrition and designing segment-based retention strategies. Analytics also enhances customer engagement with the client’s products and services through cross-sell / up-sell propositions.
Deep Dive
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Our solutions also include data services, digital and contact center analytics services.